Insurance
Is the primary insurer always responsible for the secondary insured person?
Can a person who is the primary person on the insurance coverage ever NOT be responsible for the medical bills of the secondary (spouse) insurance person? Is there a way for the secondary person to be responsible and still have the insurance coverage.
Can one spouse legally designate someone else to be their beneficiary for their life insurance?
If a husband and wife are separated (not legally - just living apart), can one of the spouses legally designate someone else to be their beneficiary for their life insurance?
Are insurance companies required to pay for one pap smear a year in Pennsylvania?
Are insurance companies required to pay for one pap smear a year in Pennsylvania?
Who is responsible for a medical bill that worker's compensation will not pay?
Under Federal Workermans Compensation Law, if neither Workmans Compensation or the Worker's personal Health Insurance carrier will pay a workmans compensation medical bill, is the injured worker legally liable to pay the medical bill out of his own pocket?
If I have no insurance, can a hospital put a lien on my property for money
My husband recently turned 60. Now his health insurance company has raised his monthly rate so high that we simply cannot afford it. He is thinking about being uninsured until he can apply for medicare. I am afraid that if he does this and has a substantial medical emergency or needs surgery the hospital could put a lien on our home. Can they do this? We live in the state of Florida. In the meantime I am shopping for less expensive insurance but he has a precondition and I am afraid he may be turned down by everyone.