Insurance

Is an auto service contract backed by a surety bond that is sold through dealerships considered insurance in Louisiana?

I HAVE A PRIVATE DISABILITY POLICY. I AM CURRENTLY DRAWING SHORT TERM DISABILITY, AND I AM IN HOPES THAT THEY WILL APPROVE ME FOR LONG TERM DISABILITY NEXT MONTH (NOVEMBER). I HAVE SEVERE SLEEP APNEA AND FIBROMYALGIA, AND I AM BARELY ABLE TO GET OUT OF BED MOST DAYS. I AM WONDERING, I RECENTLY PUT IN AN APPLICATION FOR SOCIAL SECURITY DISABILITY, BECAUSE I WAS TOLD BY A FRIEND THAT I WOULD BE ELIGIBLE FOR BOTH, AND IN THE FUTURE, I WILL REALLY NEED THE MEDICARE. THEN A FEW WEEKS LATER, SOMEONE ELSE TOLD ME THAT I COULD NOT DRAW BOTH? I AM ALREADY DRAWING MY PRIVATE DISABILITY. WHAT SHOULD I DO?

I am a dentist and am contracted with some dental PPO insurance companies. Some plans allow me to charge my fee for service fees to the patient after the patient has reached their yearly maximum benefit coverage allowance. However, some say that since I am contracted with them, I need to charge my discounted rate for that plan to the patient- even after the patient has exceeded their yearly benefit maximum. I do not trust what the insurance company tells me and would like the opinion of a lawyer. What can I legally charge AFTER their yearly maximum is reached? Can each PPO legally have different rules?

How can a Legal Guardian (niece/nephew) appointed by Probate Court qualify as QMSCO for Group Health Insurance?

What is The Law concerning Breast Cancer Reconstruction? Are Reimbursement policies Exempt? I just yesterday( During National Breast Cancer Awareness Month No Less) , Received a Letter from such, refusing to pay for reconstruction,after 3 Doctors Agreed, two Breast Cancer surgeons,and My radiologist. (Dr Russell E. Mcdow MD.F.A.C.S 703 858-3131.Surgeon)