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Who is responsible for medical bill, person who it me or friend who is was helping unload trunk?

Who is responsible for medical bill, person who it me or friend who is was helping unload trunk?

Full question:

A few days ago, I got hit by a car while I was helping my friend getting things out of trunk of his car, my friend's car was parked. The person who hit me was backing out of a parking space. so I was squeezed between the rear bumper of the two cars. I went to ER afterward, and was told by the hospital, the bill will be paid by the insurance company of the car that hit me. I got a call from the insurance company today, said that since I was getting things out of my friend's car and under NY traffic law I was still considered operating the vehicle, and the bill should be paid by my friend's auto insurance. Please tell me who should paid for the bill.

Category: Insurance
Date: 04/07/2025
State: New York

Answer:

Typically, a driver who backs into a parked vehicle is found at fault. Whether you could be considered operating a vehicle depends on the facts, such as whether the car was running. I suggest you speak to a local attorney before speaking to the other party's insurance carrier or signing any documents.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

What do I do if I hit someone's car and they aren't there?

If you hit someone's car and they aren't present, you should leave a note with your contact information on their vehicle. It's also advisable to take photos of the damage and the surrounding area. Contact your insurance company to report the incident, as they will guide you on the next steps. In some states, you may also need to file a police report, especially if there is significant damage.

What do you do if you hit someone's car and they aren't there?

If you hit someone's car and they are not there, leave a note with your name, phone number, and a brief description of the incident. Take pictures of the damage and the scene. Notify your insurance company about the accident to ensure proper handling of the claim. Depending on local laws, you may also need to file a police report.

What to do if someone falsely claims you hit their car?

If someone falsely claims you hit their car, gather evidence to support your case. This includes taking photos of the scene, collecting witness statements, and reviewing any surveillance footage if available. Report the claim to your insurance company, as they can help investigate and defend against fraudulent claims. It may also be beneficial to consult with an attorney if the issue escalates.

What to do when someone hits your parked car with their door?

If someone hits your parked car with their door, first check for any damage. If there is damage, try to get the person's contact information. Document the incident with photos and note the time and location. Report the incident to your insurance company, as they can assist with the claim process. If the person is uncooperative, you may need to file a police report.

What to do in a hit and run parked car situation reddit?

In a hit-and-run situation involving your parked car, try to gather as much information as possible, including any witness accounts and photos of the damage. Report the incident to the police and your insurance company. Provide them with all the details you collected. If there are surveillance cameras nearby, check if they captured the incident, as this can help identify the responsible party.

What would you do if you backed into an unattended parked car?

If you accidentally back into an unattended parked car, stop and assess the damage. If the owner is not present, leave a note with your contact information on their vehicle. Document the scene with photos and report the incident to your insurance company. They will guide you through the claims process and help cover any damages.