Foreclosure

My Property was sold at tax sale in 2009 I had no idea that it was until i receive overage notice in mail went to county they it was sold 2010 I had 1year to redeem an redemtion period was over. It was deed to new owner. How can i ge it back. They showed notices that they sent to me i never receive them, One notice i did receive letting me know it neeeded to be paid by August 31, 2009 but thats it.Tax office told me it could be over turn but I would have to get a lawyer

If a lender/bank makes a non-judicial foreclosure on my real property, and at the sale gets no bidders and buys in the property itself for the balance on the loan, can it then also sue me personally on a personal guaranty I signed when I made the loan? Or has it made an election to accept the property instead of the balance due on the loan?

If time share was foreclosed by HOA, how do you release the Lien initially recorded, when the HOA insists that the Affidavit and recording of the deed is all that is needed to release the lien? We are presently in escrow on another property and it is being jeopardized.

I have a mortgage of 98k here in florida. If I short sale my place can the bank try to take my truck? Or take money from my IRA to recover what i owe? What if there is a second name on the truck title and IRA?

If my tenant is receiving relocation funds from my lender due to foreclosure for over double the amount of his rent, am I still required to return his security deposit? Next question. I have another tenant that gave notice to vacate before the notice of foreclosure was given on 9/27. He never paid Oct rent. Can I put his security deposit towards his Oct rent or can I only reduce his deposit by the cost of the utilities? Also, can I charge a rental fee for his use of my personal items ex. household items?