Foreclosure
Can I be held liable for my ex wife's foreclosure in Florida?
My Ex wife is being foreclosed on her home. I was still on the deed so when she refinanced it I had to sign off on it but did not sign the promissory note. I have since been deeded off the property. Can they still find a judgement against me? (Florida)I have been listed in the complaint.
Do we have to pay rent during foreclosure proceedings?
My wife and I were recently informed by our rental company (landlord) that the owner of the home we rent has not paid the mortgage in about a year and now the house is going to foreclose. We have until 30 days after foreclosure (march 20) to move, but the rental company insists we still must pay full rent even though the home will be foreclosed on. My question is do we have to pay rent for the next two months. We are both full-time students and we have very little income. We also have 4 children and we are unemployed. We have never missed or been late on payment and we have lived here for nearly three years. What are our rights?
Can I file a civil suit after a foreclosure during a loan modification?
During 4/09 I had a Taylor/Bean mortgage that was in the loan mod process. 6/28/09 Taylor/Bean sends notice of loan mod 3 month trial payments, 1st being due 7/01/09. On 7/04/09 1st payment received by T/B. On 7/09/09 T/B forecloses on property recording it on 7/27/09. 8/02/09 2nd payment is received. 9/01/09 3rd payment received. 10/29/09 I receive a letter from OCWEN Loan serving, LLC with my Sept loan mod payment, 'insufficient to cure default'. I call the phone number provided, give them my loan number, and after three dept redirections, they tell me that Freddie Mac holds title now and they can't help me. Long story shortened; can I file a civil suit against them or put an involuntary lien against the property to stop an further sales of my home. Additionally what happened to my payments for July and August? Nobody seems to care or have any answers; however my family and I still live at the property, and I have no intent on leaving. Do I have any legal recourse?
Can a new bank collect money after a deed in lieu of foreclosure?
I returned a home to the bank (deed in lieu of foreclosure), but the bank later sold the loan to a different bank, now the NEW bank is asking us for the money. I checked the title history and it shows the PREVIOUS bank as the current owner, but the NEW bank says that we have to pay to them now.
What happens if I leave my house and mortgage behind?
I am going to be retired next year, my monthly income will be $762.00 and my mortgage $1,623.00. I owe $260,000 for the house but the house's value is $120,000 now. My plan is to leave this country because I will not be able to support this payment. What consequence can i face if I just leave the house? Can I lose all credit cards and credits?