What is a Street Name? A Comprehensive Legal Overview

Definition & Meaning

The term "street name" refers to a method of holding securities in the name of a brokerage firm rather than the individual investor. This arrangement allows investors to benefit from the services of their broker while maintaining a record of ownership. The brokerage firm acts as the custodian of the securities, ensuring they are safeguarded and managed effectively. Investors receive account statements detailing their holdings, but they do not receive physical certificates for their securities.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: An investor purchases shares of a company through a brokerage firm. The shares are held in street name, meaning the brokerage's name appears on the official records, but the investor retains beneficial ownership. The investor receives quarterly statements detailing their holdings.

Example 2: An investor who wants to trade options may find it easier to do so if their securities are held in street name, allowing for quicker transactions through their brokerage. (hypothetical example)

Comparison with related terms

Term Definition Key Differences
Beneficial Ownership The right to enjoy the benefits of ownership of a security. Street name refers specifically to the registration method, while beneficial ownership pertains to the rights of the investor.
Registered Ownership Securities held in the name of the actual owner. Registered ownership provides direct ownership rights, unlike street name, which involves a brokerage.

What to do if this term applies to you

If you are considering investing in securities and are unsure about the street name arrangement, it may be beneficial to consult with a financial advisor or a legal professional. You can also explore US Legal Forms for templates that can help you manage your investment documentation effectively. If your situation is complex, seeking professional legal assistance is recommended.

Quick facts

Attribute Details
Ownership Type Beneficial ownership
Account Statements Provided quarterly and annually
Security Safeguarding Managed by brokerage firm
Trading Flexibility Allows for limit orders and margin accounts

Key takeaways

Frequently asked questions

It means that the brokerage firm holds the securities on behalf of the investor, who is the beneficial owner.