What is Overriding Commission? A Comprehensive Legal Overview

Definition & Meaning

Overriding commission refers to a type of commission that a field office manager earns based on the business generated by agents within their office. This commission is particularly common in industries like insurance, where agents may have exclusive agreements with an insurance company for specific territories or classes of business. Essentially, an overriding commission allows a general agent to retain a portion of the commission after compensating the producing agents whose work they supervise.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: An insurance agency has three agents working under a general agent. Each agent sells policies within a designated territory. The general agent receives a percentage of the total commissions earned by these agents as an overriding commission.

Example 2: A real estate brokerage offers its agents a commission structure that includes an overriding commission for the broker based on the total sales made by all agents in the office. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Commission Regulations
California Requires clear disclosure of commission structures in contracts.
Texas Allows for flexible commission agreements but mandates written contracts.
New York Regulates commission agreements under specific real estate laws.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition
Commission A fee paid to an agent based on sales made.
Override A general term for a commission that is earned on top of another commission.

What to do if this term applies to you

If you are involved in an agreement that includes overriding commissions, ensure that all terms are clearly outlined in your contract. It may be beneficial to consult with a legal professional to understand your rights and obligations. Additionally, you can explore US Legal Forms for templates that can help you draft or review your agreements.

Quick facts

  • Common in the insurance and real estate industries.
  • Typically based on the total sales made by agents.
  • Must be clearly outlined in contracts to avoid disputes.

Key takeaways

Frequently asked questions

Overriding commission is earned by a manager based on the performance of their agents, while regular commission is earned directly by the agents for their sales.