What is Backup Withholding? A Comprehensive Legal Overview

Definition & Meaning

Backup withholding is a type of tax withholding that the Internal Revenue Service (IRS) may require when certain conditions are not met. This typically occurs when a taxpayer fails to provide a valid taxpayer identification number (TIN) or when the IRS issues a notice requesting withholding on payments made to the taxpayer. Backup withholding can be applied to various payments reported on IRS Form 1099, including interest, dividends, rental income, and payments made to independent contractors. Taxpayers can claim any backup withholding as a credit on their federal income tax returns.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A freelance graphic designer fails to provide their TIN to a client. As a result, the client must withhold a percentage of the payments made to the designer for tax purposes.

Example 2: A landlord receives a notice from the IRS due to a tenant's failure to provide a TIN. The landlord must then withhold backup taxes on the rent payments received from that tenant. (hypothetical example)

Comparison with related terms

Term Definition Difference
Withholding Tax A tax withheld from an employee's wages by an employer. Backup withholding applies to certain payments, not just wages.
Estimated Tax Payments made to the IRS on income not subject to withholding. Estimated tax is proactive, while backup withholding is reactive.

What to do if this term applies to you

If you find yourself subject to backup withholding, ensure you provide your correct TIN to any payers. If you have already had amounts withheld, you can claim these on your federal tax return as a credit. For assistance, consider using US Legal Forms for templates related to tax forms, or consult a tax professional if your situation is complex.

Quick facts

  • Typical withholding rate: 24 percent.
  • Commonly applies to payments reported on IRS Form 1099.
  • Can affect independent contractors, brokers, and others receiving specific payments.

Key takeaways

Frequently asked questions

Failure to provide a valid taxpayer identification number or an IRS notice requesting withholding.