Liens

My husband and I acted as the contractor on a house for repairs and improvements before the house went on the market. The home owner agreed fully with the work to be performed and now, months later, has not disagreement with the work or the costs. We paid for all expenses and subcontractors, which we have done. The agreement was for $10,000 to pay for our labor and services and furthermore to wait until the house sold to recoup our expenses as well as getting paid for the $10K. No problem with the homeowner (who had moved out of the house before work began). The problem is the homeowner had a reverse mortgage. Her husband, with brain cancer, had become violent and dangerous, causing her to move out of the house. A few months later, he was put into a nursing home. It was at that time that we struck the deal. A few months later, after work was completed and the house had been on the market, the husband died. Because the mortgage is a reverse mortgage, the homeowner must reside on the property, which she no longer does. It's been unbelievable that the house has been on the market 9 months but the economy has been a factor as well as the fact that the house is in small cul-de-sace of 35 homes and it is the highest per square foot house there. The appraisal came in at what the list price is on the house. It just has not sold. Now the mortgage company has given 30-day notice to the homeowner that they are going to foreclose. We need to be sure that we will be reimbursed for the $40k we've put into the house as well as the $10K the homeowner agreed to pay us at closing. The payoff is about $125K and the list price is $190K. The homeowner won't make any money but the homeowner won't have to take money to closing which is what she was facing had she not performed the work on the property. We did not file the contract with the county prior to the work being done. This is the first time we've done work as a contractor. Who would have thought such a fabulous flip would still be unsold after 9 months. At the time, we did not know about the reverse mortgage and therefore, did not know it was possible the house would be foreclosed upon. Can we put a mechanic's lien on the property in the next couple of weeks prior to the foreclosure?

I have a condominium assessment of $33,000.00 that is due by the end of March 2009, but I want to withhold it until the board releases the financial documents showing the actual cost to date. Should I deposit it in an escrow account or what?

Can I put a lien on someone's house that borrowed money from me to help with the purchase of that house?

There is a lein on my home that was put on when the home was still owed by my mother, she had signed and put this property up for my son and his family when they refinanced their home. what does this mean for me now that i am the owner of this property. Could I lose my home if they can not keep up their house payments? I have been the owner for about 2 years now. The last time my mother helped them out was about 3 or 4 years ago.

We are a tile installation co, worked for a company that sent us to a kitchen remodel. We did the installation, one tile was misplaced and the contractor holding more than half of payment agreed upon. If we are not paid for the installation can we put a lien on the property? Signed contract from contractor that we would be paid upon completion.