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What happens to my home if there's a lien from a previous owner?

What happens to my home if there's a lien from a previous owner?

Q: Can you inherit a house with a lien?

Yes, you can inherit a house with a lien. However, the lien will typically remain attached to the property, meaning you may need to address it before you can sell or refinance the home. It's essential to understand the implications of the lien and consider consulting with a legal professional to explore your options.

Q: Can you refinance with a lien on your home?

Refinancing a home with an existing lien can be challenging. Lenders usually require that all liens be resolved before approving a refinance. If the lien is not paid off, it may affect your ability to secure new financing. It's best to consult with your lender and possibly a legal advisor to understand your options.

Full question:

There is a lein on my home that was put on when the home was still owed by my mother, she had signed and put this property up for my son and his family when they refinanced their home. what does this mean for me now that i am the owner of this property. Could I lose my home if they can not keep up their house payments? I have been the owner for about 2 years now. The last time my mother helped them out was about 3 or 4 years ago.

Category: Real Property
Subcategory: Liens
Date: 04/07/2025
State: Pennsylvania

Answer:

Check your sale agreement. Did it specify that you would receive the property free of all liens? Also, did you obtain title insurance? If so, contact the title insurance company, as it should protect you against such claims and the costs of litigation.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

How much does it cost to remove a lien on a house?

The cost to remove a lien on a house can vary widely depending on the type of lien and the complexity of the situation. You may incur legal fees if you need to hire an attorney to negotiate or litigate the lien's removal. Additionally, there may be filing fees associated with the lien release. It's advisable to consult with a real estate attorney for a more accurate estimate based on your specific circumstances.