Foreclosure

My Mortgage Company has been working on a Loan Modification on my mortgage for over 2 months. During those months, my mortgage has slipped into the 90 days past due category. While working on the Loan Modification, the Company informed me on multiple occasions (I called them approximately 3 times each month for the 2 months they were 'working' on the LM) that no monthly payment was required as the Loan Modification would bring the account current. The Loan Modification did not go through (I was not even aware that there was anything that had to go through). They called me and told me that they were going to GIVE me a Loan Modification. I had no idea that it was something that had to be applied for and approved) and the Mortgage Company, without any notice to me (I never received anything from them in the 2 month period, the only notice I received was a note posted to my front door from the Law Firm that is handling the foreclosure) has decided to proceed with foreclosure. The Company did not even send me any notice that they were unsuccessful with the Loan Modification. Does a Mortgage Company have an obligation to send a Lender a Notice of Right to Cure Default Letter if the mortgage gets to that point? Is it legal for a Mortgage Company to not send the letter, acknowledge that they did not and send it leaving the Lender with no idea that the Loan was in Default and still proceed with foreclosure?

If my home is foreclosed on and my name is on another property, with my boyfriend, can the bank go after the other property, or other assets, such as vehicles?

I am 5 months into my 2 year lease. I have recently found out that the owner of the home was not paying the mortgage and his home went into foreclosure and was recently sold. I have been asked to move out within 60 days. So in other words this owner was taking my monthly rent of $2000.00 and not paying it to his lender. I feel very deceived! Not only do I NOT have any monies to move with again in such a short period of time re: first, last and security, but I also have a small child that will have to be ripped out of her home and school unexpectedly. Am I entitled to money to move, any damages for what this owner has done? This has caused a great deal of stress and a huge hardship on me and my child.

My son's house went into foreclosure and was a trustee sale, it was sold for 50% less than they paid -does this mean they are no longer responsible for any monies owing on this house. We are told in California once it is sold by trustee sale all monies owed on this property is wiped clear and final, they do have a document that says in part 'is to terminate any oral or written agreement you may have on said property'.

My mother transferred a property over to me for one dollar; no sales agreement, no title insurance. There was and still is a lien on the home from when my mother signed for my son to refinance his home and needed a cosigner. How does this affect me now that I own this property? What would happen if my son was unable to pay his house payment?