US Legal Forms
Legal Resources
Questions & Answers
Automobiles
Does insurance company have to pay for damage done and value lost from the truck?

Does insurance company have to pay for damage done and value lost from the truck?

Full question:

My husband was involved in a car accident which was not his fault, no one was hurt but his truck was messed up. My father told me that the insurance company not only has to pay us for the damage done to the car as well as for the value lost from the truck because it was involved in an accident. So I wanted to know if we can do this and what would the best way to maybe go about it?

Category: Automobiles
Subcategory: Insurance
Date: 04/07/2025
State: Mississippi

Answer:

One of the first recommended courses of action after a car accident is to report the accident with your insurance agency if you have auto insurance. Your agent can discuss policy coverage, process for filing claims, and next steps if you plan to pursue liability against another party. It is also advisable to speak with an attorney in your local area to determine your rights.

Please see the information at the following links:

http://accident-law.freeadvice.com/auto/mississippi-car-accident.htm
http://www.edmunds.com/ownership/driving/articles/43805/article.html
http://articles.moneycentral.msn.com/Insurance/InsureYourCar/WhatToDoAfterACarAccident.aspx

Please join the USLegal Newsletter to receive important announcements and
updates:
http://www.uslegalforms.com/help/newsletter.php

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

How much are most car accident settlements?

Car accident settlements can vary widely based on factors like the severity of the accident, the extent of damages, and whether there are injuries involved. On average, settlements can range from a few thousand dollars to tens of thousands. If the accident was not your fault, you may be entitled to compensation for vehicle repairs, lost wages, and pain and suffering. It's advisable to consult with an attorney to get a clearer estimate based on your specific situation.

What happens in a non-fault accident?

In a non-fault accident, the driver who is not at fault typically files a claim with their own insurance company for damages. Their insurer may then seek reimbursement from the at-fault party's insurance. The non-fault driver can claim for vehicle repairs, rental costs, and any other losses incurred due to the accident. It's important to document everything and report the incident to your insurer promptly.

What happens if someone lies about injuries in a car accident?

If someone lies about injuries in a car accident, it can complicate the claims process. Insurance companies may investigate claims of fraud, which can lead to legal consequences for the person making false statements. If you're involved in such a situation, gather evidence to support your case and consider consulting an attorney to address any potential issues with your claim.

How does insurance work when it's not your fault?

When an accident is not your fault, your insurance may cover your damages initially. However, you can also file a claim against the at-fault party's insurance for reimbursement. This process can include compensation for vehicle repairs, medical expenses, and other losses. It's crucial to report the accident to your insurer and provide them with all necessary details to facilitate the claims process.

What is involved in a non-fault accident?

A non-fault accident involves a collision where one driver is not responsible for causing the incident. The non-fault driver typically files a claim with their own insurance to cover damages while their insurer may pursue recovery from the at-fault driver's insurance. Documentation of the accident, including police reports and witness statements, is essential to support your claim and ensure proper compensation.