Full question:
I was in a car accident that was the fault of the other driver and he admitted it. Problem is that my daughter who is 18 but lives with her Dad, which has had custody of her, was with me and we were both taken to the hospital by ambulance. She bumped her head and my wrist was sore from holding on to the steering wheel at impact. Both air bags deployed. Car was totaled. I was not xrayed and told I would be a little sore. It has been 2 weeks and I still have trouble with my wrist & arm. I have no insurance and was told that my insurance will cover $1,000.00 for my injuries. My daughter gave the hospital her insurance card through her Dads insurance. I have received no bill from anyone on medical expenses and know that at some point his insurance company will want to go after someone. I need to get my arm looked at but am afraid that I am already going to exceed my $1000.00 limit since there was an ambulance involved. My Insurance said they are not big fans on lawyer-ing up but I wonder how complicated this could get since there is mine and my daughters insurance co. involved, not to mention that she is still complaining of headaches but they have not been able to determine why. This tells me that there has been some doctor visits also. What should be my plan here to safeguard myself from all of this. Any recommendations?
- Category: Personal Injury
- Date:
- State: Illinois
Answer:
Insurance companies often discourage hiring a lawyer because it can lead to higher settlement costs. However, it’s generally advisable not to give a statement to an insurance company without consulting an attorney first. If the other driver is uninsured, you may need to file a claim with your own insurance company. You must cooperate with your insurer, but consulting a lawyer before making any statements is wise.
If you’re experiencing ongoing pain, it’s crucial to seek medical treatment. Delaying treatment can make it harder to prove that your injuries were caused by the accident. The other party may argue that your failure to seek timely treatment contributed to your condition.
While I can’t provide specific legal advice, I recommend consulting with a local attorney who can assess your situation and guide you through the process. Many attorneys offer a free initial consultation.
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This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.