Understanding Single Asset Real Estate (Bankruptcy) and Its Legal Framework

Definition & Meaning

Single asset real estate (SARE) refers to a specific type of property or project that generates most of the income for a debtor, excluding residential properties with fewer than four units. In bankruptcy cases, this term is crucial as it defines how the Bankruptcy Code applies to such assets. The debtor's activities are primarily limited to operating the real estate itself, with no significant business activities conducted beyond that.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A commercial building owned by a developer that generates rental income is classified as single asset real estate if it is the only property they own and manage.

Example 2: A shopping center that is the sole source of income for a business entity may also qualify as single asset real estate in bankruptcy proceedings.

Comparison with related terms

Term Definition Key Differences
Single Asset Real Estate A property generating most of a debtor's income, with limited business activities. Focuses on one property with specific income criteria.
Multi-Asset Real Estate Multiple properties owned by a debtor. Involves various income sources and different operational complexities.

What to do if this term applies to you

If you find yourself in a situation involving single asset real estate, consider the following steps:

  • Review your financial situation and determine if bankruptcy is the best option.
  • Consult with a legal professional to understand your rights and obligations.
  • Explore US Legal Forms for templates that can assist you in filing necessary documents.

Quick facts

Attribute Details
Type of Property Single commercial or mixed-use property
Income Source Substantially all income from the property
Bankruptcy Code Reference 11 U.S.C. § 101(51B)

Key takeaways

Frequently asked questions

It must be a single property that generates substantially all of the debtor's income and does not involve significant business activities beyond operating the property.