What is a Petition Preparer and What Do They Do?

Definition & Meaning

A petition preparer is a person who specializes in preparing legal documents for bankruptcy filings. They assist individuals in drafting bankruptcy petitions but are not licensed to practice law. Petition preparers, also known as bankruptcy petition preparers or typing services, work under the direction of their clients, ensuring that all necessary information is accurately included in the documents. Importantly, they cannot provide legal advice or represent clients in court.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: A person facing financial difficulties decides to file for Chapter 7 bankruptcy. They hire a petition preparer to help them complete the required forms. The preparer provides the necessary templates and ensures that all information is filled out correctly, but does not advise the client on whether bankruptcy is the right choice.

Example 2: An individual uses a petition preparer to assist with their Chapter 13 bankruptcy filing. The preparer helps them gather financial information and fill out the forms, while the individual retains the responsibility for understanding their legal options. (hypothetical example)

State-by-state differences

State Regulations
California Requires petition preparers to register and meet specific bonding requirements.
Florida Mandates that petition preparers provide a written contract and disclose fees upfront.
Texas Has no specific licensing requirements, but petition preparers must follow general business regulations.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition
Attorney A licensed legal professional authorized to provide legal advice and represent clients in court.
Paralegal A trained professional who assists attorneys but is not licensed to practice law independently.
Legal Aid A service providing free or low-cost legal assistance to individuals who cannot afford an attorney.

What to do if this term applies to you

If you are considering filing for bankruptcy and think you may need a petition preparer, start by researching local services. Ensure that any preparer you choose is reputable and follows all legal requirements. You can also explore ready-to-use legal form templates on US Legal Forms to assist you in preparing your documents. If your situation is complex, consulting with a licensed attorney may be beneficial.

Quick facts

  • Typical fees: Varies by service, must be reasonable.
  • Jurisdiction: Federal bankruptcy law applies.
  • Possible penalties: Fines for unauthorized practice of law.

Key takeaways

Frequently asked questions

No, petition preparers cannot represent clients in court or provide legal advice.