Understanding the Legal Definition of a Personal Holding Company

Definition & Meaning

A personal holding company is a type of corporation defined under U.S. tax law. Specifically, it refers to a corporation that meets two main criteria:

  • At least sixty percent of its adjusted ordinary gross income comes from personal holding company income.
  • More than fifty percent of its stock is owned by five or fewer individuals during the last half of the taxable year.

This structure is often used to manage investments and can have specific tax implications for its shareholders.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A corporation that primarily earns income from dividends and interest on investments may qualify as a personal holding company if it meets the income and ownership criteria.

Example 2: A family-owned corporation that is owned by four siblings and derives most of its income from rental properties could also fit this definition. (hypothetical example)

Comparison with related terms

Term Description Key Differences
Personal Holding Company A corporation that meets specific income and ownership criteria. Focuses on income from investments and stock ownership concentration.
S Corporation A corporation that elects to pass corporate income, losses, and deductions to shareholders for federal tax purposes. S Corporations have different eligibility requirements and tax structures.
C Corporation A standard corporation subject to corporate income tax. C Corporations do not have the same income and ownership restrictions as personal holding companies.

What to do if this term applies to you

If you believe your corporation may qualify as a personal holding company, consider the following steps:

  • Review your corporation's income sources to determine if they meet the adjusted ordinary gross income requirement.
  • Check the stock ownership structure to ensure compliance with the ownership criteria.
  • Consult with a tax professional or attorney for personalized advice and to explore US Legal Forms for relevant legal templates.

Quick facts

Attribute Details
Income Requirement At least 60% must be personal holding company income.
Ownership Requirement More than 50% of stock owned by five or fewer individuals.
Tax Implications May face additional taxes on undistributed income.

Key takeaways

Frequently asked questions

Its primary purpose is to manage income-generating assets while potentially minimizing tax liabilities.