Understanding the Offer in Compromise Program [OIC Program]: A Path to Tax Relief

Definition & Meaning

An offer in compromise program (OIC program) is a formal agreement between a taxpayer and the Internal Revenue Service (IRS) that allows the taxpayer to settle their tax debt for less than the total amount owed. This program is designed to help individuals who are struggling to pay their taxes by providing a way to resolve their tax liabilities in a manner that is beneficial for both the taxpayer and the government. The OIC program is governed by the provisions outlined in 26 USCS § 7122.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A taxpayer owes $20,000 in back taxes but can only afford to pay $5,000 due to a significant loss of income. They apply for an OIC and successfully negotiate a settlement for the lower amount.

Example 2: A taxpayer disputes a tax assessment claiming they were misclassified as self-employed, leading to an OIC application based on doubt as to liability. (hypothetical example)

Comparison with related terms

Term Description Difference
Installment Agreement A payment plan allowing taxpayers to pay their tax debt over time. An OIC settles the debt for less, while an installment agreement allows for full payment over time.
Currently Not Collectible Status A status indicating the IRS cannot currently collect the debt due to financial hardship. OIC resolves the debt, while currently not collectible status merely postpones collection.

What to do if this term applies to you

If you believe you qualify for the OIC program, gather your financial documents, including income statements and expenses, to support your application. You can explore US Legal Forms for templates that can assist you in preparing your OIC application. If your situation is complex, consider seeking professional legal advice to ensure your application is correctly submitted.

Quick facts

Attribute Details
Typical fees There may be a $205 application fee, but it can be waived in certain situations.
Jurisdiction Federal (IRS)
Possible penalties Failure to comply with the terms of the agreement may result in reinstatement of the full tax liability.

Key takeaways

Frequently asked questions

An offer in compromise is an agreement with the IRS that allows a taxpayer to settle their tax debt for less than the full amount owed.