Exploring the Model Marketable Title Act: A Guide to Real Property Title Interests

Definition & Meaning

The Model Marketable Title Act is a law established to simplify property ownership by eliminating certain old and unasserted claims on real estate. Enacted in 1990, this act allows for the removal of title interests that have not been claimed or asserted within the past 30 years. These unasserted interests can create uncertainties about property ownership, making it difficult for owners to sell or transfer their property. The act includes exceptions for interests that can be easily discovered through reasonable inspection, such as those held by current occupants or the federal government.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A homeowner wants to sell their property but discovers an old easement that has not been used or claimed for over 30 years. Under the Model Marketable Title Act, this easement may be extinguished, allowing for a smoother sale process.

Example 2: A buyer is interested in purchasing a vacant lot. They find that the title has several claims dating back more than 30 years. By applying the provisions of the Model Marketable Title Act, the buyer can ensure that these claims do not affect their ownership rights. (hypothetical example)

State-by-state differences

State Key Differences
California California has additional requirements for notice to be given to potential claimants.
Texas Texas allows for a 25-year period instead of 30 years for certain claims.
Florida Florida has specific statutes that address marketability issues in property sales.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Marketable Title A title that is free from significant defects or claims. Marketable title is a broader concept, while the Model Marketable Title Act specifically addresses ancient claims.
Quiet Title Action A lawsuit to establish ownership of property and remove claims against it. Quiet title actions are legal proceedings, whereas the Model Marketable Title Act provides a statutory framework for title clearance.

What to do if this term applies to you

If you are dealing with potential title issues on your property, consider the following steps:

  • Review your property title to identify any unasserted claims.
  • Consult with a real estate attorney to understand how the Model Marketable Title Act may apply to your situation.
  • Explore US Legal Forms for templates that can help you manage title claims effectively.
  • If the situation is complex, seeking professional legal assistance is advisable.

Quick facts

  • Enacted: 1990
  • Claim Period: 30 years
  • Exceptions: Occupants, federal interests
  • Preservation: Recordation every 30 years

Key takeaways