Lapping: An In-Depth Look at This Embezzlement Practice

Definition & Meaning

Lapping is a fraudulent accounting practice where an employee misappropriates funds by manipulating customer payments. The employee takes cash from one customer's account and uses the payment from the next customer to cover the theft. This cycle continues, creating a deceptive loop that conceals the initial theft. Lapping can occur when the same person handles both cash transactions and record-keeping, making it easier to hide discrepancies. This practice is also known as teeming and lading.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: An employee at a retail store takes cash from a customer's payment. To cover the theft, they use the cash received from the next customer. This continues until the employee is caught, leading to criminal charges for embezzlement.

Example 2: A bookkeeper at a small business steals funds from customer payments and uses subsequent payments to hide the missing amounts. This practice continues until an audit reveals discrepancies in the accounts. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Legal Consequences
California Embezzlement can lead to felony charges and significant fines.
New York Penalties include restitution and potential prison time, depending on the amount stolen.
Texas Charges can range from misdemeanors to felonies based on the value of the theft.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Lapping Fraudulent practice of covering theft by manipulating customer payments. Involves a cycle of theft and cover-up.
Embezzlement Misappropriation of funds entrusted to an individual. Broader term that includes various forms of theft, not limited to lapping.
Fraud Deliberate deception to secure unfair or unlawful gain. Includes various schemes beyond financial misappropriation.

What to do if this term applies to you

If you suspect lapping is occurring in your organization, it is crucial to take immediate action:

  • Conduct a thorough internal audit to identify discrepancies in accounts.
  • Implement stronger internal controls to separate cash handling and record-keeping duties.
  • Consider consulting a legal professional for advice and potential legal action.
  • Explore resources like US Legal Forms for templates that can help establish proper procedures.

Quick facts

Attribute Details
Type of Crime Embezzlement
Potential Penalties Fines, restitution, imprisonment
Common Victims Businesses, organizations
Prevention Measures Internal controls, audits

Key takeaways

Frequently asked questions

Lapping is a fraudulent practice where an employee uses customer payments to cover up stolen funds from previous transactions.