Understanding Gift Tax: What You Need to Know About Taxable Gifts

Definition & Meaning

Gift tax refers to a federal tax imposed on the transfer of assets or cash given to another person while the giver is still alive. This tax is designed to prevent individuals from avoiding estate taxes by gifting away their wealth. Under current law, you can give up to $12,000 per year to any number of people without triggering a gift tax. For married couples, the limit is $24,000 per recipient. Any gifts exceeding these amounts may be subject to taxation, unless they are for tuition or medical expenses paid directly to the provider.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: If you give your friend $10,000 as a gift, you do not incur any gift tax, as it is below the annual exclusion limit. However, if you give them $15,000, you will need to report the $5,000 excess as a taxable gift.

Example 2: A married couple gives $20,000 to their child for a wedding gift. Since this is below the $24,000 limit for married couples, they do not have to pay any gift tax on this amount.

What to do if this term applies to you

If you are considering making a significant gift, first determine if it exceeds the annual exclusion limit. If it does, you may need to file a gift tax return. To simplify the process, consider using legal forms from US Legal Forms that can guide you through the necessary documentation. If your situation is complex or involves large sums, consulting a tax professional or an attorney is advisable.

Key takeaways