What is Generation-Skipping Transfer Tax and Why It Matters

Definition & Meaning

A generation-skipping transfer (GST) occurs when property is transferred by gift or inheritance to someone who is at least two generations younger than the person making the transfer. The individual who makes the transfer is known as the transferor, while the recipient is referred to as the skip person. This type of transfer can have significant tax implications, particularly under the U.S. Generation-Skipping Transfer Tax, which applies to gifts and trusts benefiting individuals who are significantly younger than the donor.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A grandparent places assets in a trust for their grandchildren. When the grandparent passes away, if the assets are not subject to estate tax at the parent's death, a GST tax will be applied upon the grandparent's death.

Example 2: A parent gifts a substantial amount of money directly to their grandchild. This transfer may incur GST tax if it bypasses the parent's estate tax obligations.

What to do if this term applies to you

If you are considering making a generation-skipping transfer, it is essential to understand the potential tax implications. Consulting with a tax advisor or estate planning attorney can provide clarity on how to structure your transfers to minimize tax liability. You can also explore ready-to-use legal form templates from US Legal Forms to assist in drafting necessary documents. However, for complex situations, professional legal help is recommended.

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