Fraudulent Conveyance: What You Need to Know About Legal Transfers

Definition & Meaning

A fraudulent conveyance refers to the transfer of property made with the intent to delay or defraud a known creditor. If a creditor can demonstrate that the transfer was made with fraudulent intent, they may file a lawsuit to have the transfer invalidated. However, if the transfer occurred without the debtor's knowledge of the claim, before the debt was due, or for legitimate business reasons, the creditor may not succeed in overturning the conveyance.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A business owner transfers ownership of their property to a family member just before a lawsuit is filed against them by a creditor. This transfer may be considered a fraudulent conveyance if the intent to evade the creditor can be proven.

Example 2: A debtor sells their car for a significantly lower price to a friend right before declaring bankruptcy. If the sale was not conducted in the ordinary course of business, it could be challenged as a fraudulent conveyance. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Key Differences
California Requires proof of intent to defraud and may have specific exemptions.
New York Has specific statutes outlining fraudulent conveyances with detailed criteria.
Texas Allows for certain transfers that may not be considered fraudulent if made in good faith.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Fraudulent Conveyance Transfer of property to defraud creditors. Focuses on intent and creditor claims.
Preferential Transfer Transfer that favors one creditor over others. Does not necessarily involve fraud; focuses on fairness among creditors.
Voidable Transaction Transaction that can be invalidated due to certain conditions. Broader category that includes fraudulent and preferential transfers.

What to do if this term applies to you

If you suspect a transfer may be fraudulent, consider the following steps:

  • Gather evidence of the transfer and any related documentation.
  • Consult with a legal professional to assess your case and options.
  • Explore legal forms on US Legal Forms to assist with filing a claim or lawsuit if necessary.

Complex situations may require professional legal assistance to navigate effectively.

Quick facts

Attribute Details
Typical Fees Varies by attorney and complexity of the case.
Jurisdiction State-specific laws apply.
Possible Penalties Reversal of the transfer, monetary damages.

Key takeaways

Frequently asked questions

A fraudulent conveyance is a transfer of property made with the intent to delay or defraud creditors.