Understanding Farm Storage Facility Loan Program Regulations for Producers

Definition & Meaning

The Farm Storage Facility Loan Program (FSFL) is a federal initiative designed to assist agricultural producers in obtaining low-interest loans for constructing or improving storage and handling facilities for specific commodities. Eligible commodities typically include grains like corn, barley, and wheat, as well as pulse crops, hay, renewable biomass, and certain fruits requiring cold storage. The program aims to enhance the efficiency and capacity of farm storage operations, ensuring that producers can store their harvest effectively.

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Real-world examples

Here are a couple of examples of abatement:

For instance, a farmer may take out a loan under the FSFL to build a grain storage facility specifically for corn and barley. This facility allows them to store their harvest safely and sell it at a later date when market prices are more favorable.

(Hypothetical example) A producer may also use the FSFL to improve existing storage for hay, ensuring they can maintain quality and reduce spoilage.

Comparison with related terms

Term Description Key Differences
Farm Storage Facility Loan Program A federal program providing loans for storage facilities. Focuses on low-interest loans specifically for storage of eligible commodities.
Commodity Credit Corporation (CCC) Loans Loans secured by eligible commodities stored in approved facilities. CCC loans are typically short-term and secured by the commodity itself, rather than for facility construction.

What to do if this term applies to you

If you are a producer considering the FSFL, start by reviewing the eligibility criteria for your commodities. Gather necessary documentation and explore the application process through the USDA. Utilizing legal templates from US Legal Forms can simplify your application. If your situation is complex, consider consulting with a legal professional for tailored advice.

Quick facts

  • Typical loan amount: Varies based on project needs.
  • Interest rates: Low-interest rates set by the USDA.
  • Eligible commodities: Specific grains, pulse crops, hay, and certain fruits.
  • Borrower responsibilities: Maintain loan collateral in suitable condition.

Key takeaways

Frequently asked questions

Eligible commodities include corn, barley, wheat, pulse crops, hay, and fruits needing cold storage.