Expromissio: A Comprehensive Guide to Its Legal Definition and Effects

Definition & Meaning

Expromissio is a legal term from Roman law that describes a situation where a creditor agrees to accept a new debtor in place of the original debtor. Once the creditor accepts this new debtor, the new debtor becomes responsible for the debt, effectively releasing the original debtor from their obligations. This process is a type of novation, which means it involves creating a new contract that replaces an old one.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A company owes $10,000 to a supplier. The supplier agrees to accept a new company as the debtor, who will now pay the $10,000. The original company is released from this debt.

Example 2: A person has a loan with a bank but transfers the loan to a friend who agrees to take over the payments. The bank must accept this new arrangement for the original borrower to be released from liability. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive)

State Variation
California Expromissio is recognized but may require formal documentation.
New York Similar principles apply, but specific procedural rules may differ.
Texas Allows expromissio, but the release of the original debtor must be clearly documented.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Difference
Novation The act of replacing one of the parties in a contract. Expromissio specifically involves a creditor accepting a new debtor.
Assignment Transfer of rights or benefits under a contract. Assignment does not release the original debtor from liability, unlike expromissio.

What to do if this term applies to you

If you are considering using expromissio, ensure that you have the creditor's acceptance in writing. You can use legal forms from US Legal Forms to draft the necessary documents. If the situation is complex, it may be beneficial to consult a legal professional for personalized advice.

Key takeaways

Frequently asked questions

It is a legal term where a creditor accepts a new debtor, releasing the original debtor from liability.