Excise Lieu Property Tax: A Comprehensive Guide to Its Legal Framework

Definition & Meaning

Excise lieu property tax is a specific tax imposed on the gross premiums that certain insurance companies receive and collect. Unlike a license tax, this excise tax is assessed based on the total premiums rather than on the company's operational capacity. The gross premiums serve as a basis for determining how much these companies owe in taxes, and this assessment is distinct from other fees that may be mandated by law.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: An insurance company collects $1 million in premiums over a fiscal year. The excise lieu property tax is calculated based on this total amount, leading to a specific tax liability that the company must report and pay.

Example 2: A state may require insurance companies to file an annual report detailing their gross premiums to assess the excise tax owed. (hypothetical example)

What to do if this term applies to you

If you are an insurance company or involved in the insurance industry, ensure you understand your obligations regarding excise lieu property tax. You may need to:

  • Review your gross premium collections to determine your tax liability.
  • File the necessary tax returns with your state tax authority.
  • Consider using legal form templates from US Legal Forms to assist with tax filings.
  • If you face complexities or uncertainties, consulting with a tax professional or attorney is advisable.

Key takeaways