Understanding Cost Insurance Freight or CIF: A Comprehensive Guide

Definition & Meaning

Cost Insurance Freight (CIF) is a term used in international sales contracts, particularly for goods transported by sea or inland waterways. Under CIF, the seller is responsible for the cost of the goods, insurance, and freight charges to deliver the goods to a specified destination. The seller's obligations are fulfilled once the goods are loaded onto the ship at the port of shipment. After this point, the risk of loss or damage transfers to the buyer.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A company in the United States sells machinery to a buyer in Europe. The sales contract specifies CIF terms, meaning the seller will pay for the machinery, insurance, and shipping to the European port. Once the machinery is loaded onto the ship, the buyer assumes the risk of loss.

Example 2: A manufacturer in Asia ships textiles to a retailer in North America under CIF terms. The manufacturer is responsible for all costs until the textiles are loaded onto the vessel at the port of origin. (Hypothetical example.)

Comparison with related terms

Term Definition Key Differences
Free on Board (FOB) Seller delivers goods on board the vessel, and risk transfers to the buyer once on board. FOB does not include insurance; CIF does.
Cost and Freight (CFR) Seller pays for the cost and freight to the destination but not for insurance. CIF includes insurance, while CFR does not.

What to do if this term applies to you

If you are involved in a transaction that uses CIF terms, ensure that you understand your responsibilities and risks. Consider using legal templates from US Legal Forms to draft or review your sales contract. If the situation is complex, it may be wise to consult a legal professional for tailored advice.

Quick facts

  • Applicable to international shipping by sea or inland waterways.
  • Includes costs for goods, insurance, and freight.
  • Risk transfers to the buyer upon loading the goods onto the vessel.

Key takeaways

Frequently asked questions

CIF includes the cost of goods, insurance, and freight to the destination port.