Understanding Comparative Market Analysis (COM) for Real Estate Valuation

Definition & Meaning

A comparative market analysis (COM) is a method used to estimate the value of a property by examining the sale prices of similar properties in the same area that have sold recently. This evaluation takes into account various aspects such as the size, condition, age, and style of the properties being compared. The goal of a COM is to provide an accurate appraisal of a property's market value, helping buyers and sellers make informed decisions regarding listing prices.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A homeowner wants to sell their three-bedroom house in a suburban neighborhood. They request a comparative market analysis to determine a fair listing price based on recent sales of similar homes in the area.

Example 2: A prospective buyer is interested in purchasing a condo. They obtain a COM to compare the prices of similar condos sold in the last year to ensure they are making a sound investment. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Key Differences
California Emphasizes recent sales data and local market trends more heavily.
Texas May include additional factors such as property tax assessments in evaluations.
Florida Focuses on seasonal market changes affecting property values.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Appraisal An assessment of a property's value by a licensed appraiser. Appraisals are often more formal and legally binding than a COM.
Market Value The price a property would sell for in a competitive market. Market value is a broader term that may not involve direct comparisons.
Broker Price Opinion (BPO) A real estate broker's opinion of a property's value. BPOs are typically less comprehensive than a COM and used for quick assessments.

What to do if this term applies to you

If you are considering buying or selling a property, obtaining a comparative market analysis can be a valuable step. You can perform your own COM using available real estate data or seek assistance from a real estate professional. Additionally, US Legal Forms offers templates that can help you navigate the process effectively. If your situation is complex, consider consulting a real estate attorney for tailored advice.

Quick facts

  • Typical cost: Varies by provider; often free from real estate agents.
  • Jurisdiction: Primarily used in real estate transactions.
  • Timeframe: Typically completed within a few days.

Key takeaways

Frequently asked questions

A COM is a less formal assessment based on recent sales, while an appraisal is a formal evaluation conducted by a licensed appraiser.