Understanding the Community Housing Development Organization [HUD]: Definition and Purpose

Definition & Meaning

A Community Housing Development Organization (CHDO) is a nonprofit entity that focuses on providing affordable housing to low-income and moderate-income individuals. These organizations are established under state or local laws and must adhere to specific criteria to ensure they operate independently and without profit motives. The primary goal of a CHDO is to serve the community by developing or managing housing that is accessible and affordable for those in need.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A nonprofit organization in a city partners with local churches to create affordable housing units for low-income families. They successfully secure HOME funds to support their development efforts.

Example 2: A community group forms a CHDO to address housing shortages in their neighborhood, ensuring that at least one-third of their board members are local residents (hypothetical example).

State-by-state differences

State Key Differences
California Has specific state laws governing nonprofit housing organizations that may differ from federal guidelines.
Texas Requires additional local certifications for CHDOs to qualify for state funding.
New York Offers unique tax incentives for CHDOs that meet certain community development criteria.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Nonprofit Organization An entity that operates for a charitable purpose. CHDOs specifically focus on affordable housing and have additional requirements.
Community Development Corporation (CDC) An organization that promotes economic development in a community. CDC may not have the same housing-specific focus or requirements as CHDOs.

What to do if this term applies to you

If you are involved with a CHDO or are interested in forming one, consider the following steps:

  • Review the eligibility criteria to ensure compliance with HUD regulations.
  • Consult legal templates available through US Legal Forms to assist with documentation and governance.
  • If your situation is complex, seek advice from a legal professional experienced in nonprofit and housing law.

Quick facts

Attribute Details
Typical Fees Varies by state and organization size; often minimal for nonprofit operations.
Jurisdiction Federal and state laws govern CHDOs.
Possible Penalties Loss of tax-exempt status or funding if not compliant with regulations.

Key takeaways

Frequently asked questions

A Community Housing Development Organization is a nonprofit focused on providing affordable housing to low-income individuals.