Real Property

When a lien is placed on a home, is the owner informed of this fact or can it be placed without his/her knowledge?

We have lived behind private property for 24 years. The owner of the property has let us put our own lock on the gate to get in and out. He has now told us we can't use the road anymore and has locked our lock out. This is the only reasonable way in and has been used for 50 years to get in and out of this place. Can he do this?

We are refinacing our mortgage. The lender is requesting a Private Road Maintenance Agreement signed by all that share the road. We were told that all property owners have to sign it. We can not get all of them to sign it. They are elderly people and they do not want to sign anything about anything. Even if we had an agreement to so the maintenance ourselves. It made no differece to them, they were not going to sign. Is it fair that a couple of people not signing an agreement can stop someone from getting a loan? It's not their fault the property owners would not sign. The loan has been approved, which is a prime loan, and title work done, just sitting waiting to this paper to close. What other options do we have? What other forms can we use in it's place. Is there any way to waive this form? Again this is not fair to deny another person a refi loan because they have a cantankerous neighbor. What is the Virginia law on this? If we decide not to go with this loan company will we have to pay them certain fees back? We have not closed yet, so we have signed nothing as far as closing papers? Can we request this lender give us our information back so we can go somewhere else?

I sold my property "as is" and the buyer signed all agreements. Can the buyer come back now at me for all the problems she now has a year and a half later?

A parcel of land that adjoins land we own is being sold. This land is strictly timber and hunting ground so for many years the person who owned the land was able to get to his land by crossing a river/stream that is considered easy to cross and is shallow most times of the year. Recently we were told that this parcel of land is considered "landlocked" and the seller is claiming that the person he is selling the land to will have the right to an easement through my property. Is that true even though the land is accessible by another method (crossing the river) and the land is only used for hunting purposes?