Divorce

What does irreconcilable differences mean in my divorce case?
I asked my husband to apply for the divorce because I have no money. He applied for the divorce under ireconcilable differences chapter 5:13 what does this mean? I was the innocent one in all this he was the one committing adultry and abandoned us.
What options do we have for our consolidated student loans in divorce?
My wife and I consolidated our student loans several years ago. We are getting a divorce now and the service we consolidated through has told us that we can not separate our loans. What recourse is available to us? Neither one of us wants to pay the whole thing or be in the position of the other not paying and damaging the others credit.
Does Florida issue legal separations of marriage or only divorces?
I was told Florida does not issue legal separation of marriage other than divorce. Is this true?
What percentage of my gross pay is for my two kids?
I have 3 kids by 2 different women. I am paying 20% of my gross pay for the first child. My other two were with my current wife. My question is what percentage of my gross pay would go to my other 2 kids?
Can I live apart from my spouse for six months before filing for divorce?
Can I live apart from my spouse for 6 months (no children or property) then file for divorce, or do I need a separation agreement to start the 6 month time frame?