Debts and Credit

I have $45000 equity in my house. Can I use a heloc for a down payment on commercial real estate?

I have been paying on my deceased husband's medical bills for 3 years now. Am I responsible for his bills? I have heard that there is an OLD law on the books that says a wife is NOT responsible for her deceased husbands bills.

I recently had a judgement filed against me. I am also a back-up signer on my wife's business account. Should I remove my name on the account?

My husband is employed and our health insurance is through his employer. I had surgery and we had a large medical bill as a result. The bill was sent to collection, and we made monthly payments as agreed. The Hospital decided that we we're getting our debt paid quickly enough and switched to another collection agency that reports to the credit bureaus, the first one does not. My question is: can this collection be reported on my husband's credit report?

I purchased a pool from a local pool store. There were six missed install visits where the installer did not show up and the store did not notify me they wouldn't be there. I took six different days off work, once for each no show. I finally asked for a refund and the store owner agreed. He also stated that, to keep us as happy customers and get us to remove a BBB complaint, he would also give us the pool in addition to the refund. The pool installer arrived a few days later with our refund check and I paid him directly for installing the pool. When I attempted to cash the check, I was advised there were insufucuent funds. I notified the store owner and received no reply for three days. On the third day he responded by text message that he had canceled the check and was to busy to deal with me. The check was written to me, by him and was marked as 'Refund'. Do I have grounds for criminal charges and do I have grounds for civil charges for the refund plus lost wages. Check total was $3,485.51 and the lost wages were $5,040. Also, I live in Arkansas but the pool store is located in Bossier City, Louisiana. All face to face buisness was conducted at the store in Louisiana.