Debts and Credit
Can US Bank zero the balance of expired prepaid gift cards in Wisconsin?
I have 3 gift cards (debit cards) from US Bank that were unused before being lost. They were recently found but have an expiration date of approx. 6 months ago. US Bank said the balances were now $0.00 and the cards could not be used. The cards were purchased approx. 1 year prior to the expiration date. Can US Bank zero the balance of a prepaid Visa gift card in this time frame in Wisconsin?
Are you liable if a check you cashed bounces?
If you cash a check made out to you, from another party and a lending company cashes it, are you responsible, if the check bounces or the person who wrote the check?
Can credit card companies tie up my property without a court hearing?
I owe about $66,000 to credit cards. I have real estate valued at around $180,000. My question is, can the credit card companies or lawyers tie up my property without my day in court? Can they get a judgment without going to court on any of my real estate?
Should you respond to a law firm after a year of no contact?
If a law firm has not contacted you for over 1 year regarding a civil claim (which they claim you owe), and suddenly sends you a letter out of the blue. Should you respond? or disregard as there is some statute of limitations.
What is the statute of limitations on a ten-year-old debt?
I want to know the statue of limitations on a ten year old debt. The bank that it was owed to went out of business. Another company 10 years later is trying to collect debt. Is that legal?