Full question:
I owe about $66,000 to credit cards. I have real estate valued at around $180,000. My question is, can the credit card companies or lawyers tie up my property without my day in court? Can they get a judgment without going to court on any of my real estate?
- Category: Debts and Credit
- Date:
- State: Alabama
Answer:
While it is unlikely, credit card companies can potentially attach your property without a court hearing if certain conditions are met. In legal terms, attachment refers to the preliminary seizure of property to ensure compliance with a future court decision. This can occur if a court believes you may be fleeing or hiding from legal action, allowing them to seize your property to satisfy a potential judgment against you.
However, an order of attachment is not common and typically requires evidence that you are trying to evade the legal process. Generally, credit card companies must go through the court to obtain a judgment before they can take action against your property.
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.