Debts and Credit

I am in negotiation with a legal collection agency regarding a credit card debt. They will not negotiate with me until they get my employment information. I have been served a summons and trying to settle out of court.I am out of time they will not lower the balance will accept 25% down and 25% monthly payments interest at 23% but I have to give them my employer info first. Do I gives this info or go to court?

I have a judgement for payment of return of cleaning deposit against my ex-landlord. The judge said I could garnish her bank account. What do I need to do? Also, she is having an auction this week can I serve the company who is holding the auction for payment? If so what do I need to do?

I have a tolling agreement that has been extended several times with an estate lawyer I intend to sue for legal malpractice...as soon as the trust accounting is complete. Since the tolling, she has moved all her money into a trust. Is this fraudulent conveyance? Does the announcement of tolling and also prior to that official demand letters for fee return prove I'm a creditor enough or must the lawsuit have been filed?

I HAVE A RETURNED CHECK DUE TO INSUFFICIENT FUNDS FOR THE DENTAL SERVICES PROVIDED. IT IS IN FLORIDA. WHAT ARE MY OPTIONS TO GET MONEY BACK ?

I am doing a promissory note with my parents. They want to make sure it is recorded, so I am trying to find the correct form. $325,000 at 4.5% interest for 3 years. Should I use a promissory note then put a lien on the property in case something would happen to me or should i do a mortgage with them instead and register the mortgage by a lien against the property. the mortgage seems to be more costly then just a promissory note. I have the cash to pay them but I just want to leave my cash invested. So what is the better way or the legal way for the state of FL?