Debts and Credit
What is the Limit on Interest Rates for Payday Loans or Cash Advances in North Dakota?
In North Dakota, is it legal for a company called Cashcall to loan money to someone at a rate of 59%?. I know of someone who borrowed $5,000 and her payments are $254/month for 9 years.
Can a Life Estate in a Home Be Attached by a Judgment Creditor?
I have a judgement against me of 25,000 due to selling a business and having the new owner run it into the ground and breaking the lease 3 months early.She took over my lease but they can still come after me.My name and my sisters name is on my moms condo since 1995,creating a life estate which is listed as such on the quick claim form. Do i have anything to be concerned about?If so and i do a quick claim with my sister what about the life estate issue?
Can a Debt Collector be Sued for Trying to Collect a False or Erroneous Debt?
Can a Credit Services/Collection Agency be held liable for 'prosecuting' or seeking monies from a defendant in a totally unsupported (factually) legal claim? To further clarify my question: Is a credit service co. immune from suit when representing a plaintiff seeking monies for a totally unsupported claim? The credit services actions harm the defendant's credit plus has forced the defendant to DEFEND the frivolous claim.
What is the Definition of an Agricultural Loan?
I have always understood that any loan (including autos, debt consolidation, school, etc.) to a farmer or rancher that derives the bulk of his income from farming or ranching, any loan to these individuals is considered an agricultural loan, whether they are for personal use or not.
How Do I Make Sure I am Repaid for a Loan When the Debtors Are Selling Their Home in a Divorce?
I am a resident of the State of Missouri. I hold a promissory note in the amount of $75,000 from my daughter and son-in-law which is in default. Rather than sue them , I have chosen to accept payment from them at the time of the sale of their residence in New York. They are in the process of a mediated divorce and the divorce agreement is supposed to state that after payment of the first mortgage and sales and closing expenses the remaining proceeds will be applied to this loan. I think I need a deed of trust that could be filed with the Recorder of Deeds Nassau County to in effect have a recorded lien on the property. Is this the bet way to secure my interest?