Debts and Credit

My wife and I purchased a home in 1997. I have a creditor suing me and I was wondering if they get a judgment against me, could they attach it to the property. We live in North Carolina and the judgment would be against me only as my wife is not on the account.

If I have a judgment for money owed and they have not paid. How can I get a checking garnishment?

A patient of mine recently died, his bill is $362.00. When the bill was sent out the following note was enclosed 'Any charges he had are his and his alone- please discontinue sending notices to the family, there is no responsible party for his accounts.' The question is do I turn this bill in to the credit bureau like we usually do or just forget it?

I was recently denied for HAMP for not submitting required documentation to them in a timely manner? I was not instructed that I had to do a quitclaim deed to have my ex boyfriend of 3 years ago removed from the deed then once I located him and got him to sign it and had it notarized it was sent into the recorders office. It was sent back to me stating that I must pay taxes to both the town I live in and the county I live in? I am applying for a modification because I can barely afford my home and I have a 16 year old in a treatment facility all I ever do is run from here to there. I have been told that I would owe $1110.00 to both my town and the county? I have been on SSDI since 2001 paying both mortgages by myself and raising a son with many issues on my own. Is there a way around paying these taxes such as an assumption of the property? They are telling me I can request to have my file reopened and start back at the very beginning of the process? I have been in underwriting for weeks and have to start back at square one and wait another 60 days to reach underwriting again and if in fact i have to come up with this money I know in the long run it will be worth it but I have spent years getting me debt down so I could just qualify for the program itself. The taxes were always es-crowed and I cannot afford to put myself in the position of all the debt I was in before do you have any suggestions?

Are property and debts acquired during a legal seperation only the responsiblity of the spouse entering into the agreement or the responsiblity of both spouses?