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Can you receive a garnishment while making debt payments?

Can you receive a garnishment while making debt payments?

Q: Can the IRS garnish your wages if you are making payments?

Yes, the IRS can garnish your wages even if you are making payments on a tax debt. The IRS has broad authority to collect owed taxes, and making payments does not prevent them from initiating a wage garnishment. It's essential to communicate with the IRS if you are facing financial difficulties.

Q: Can you be garnished if you are making payments?

Yes, you can still be garnished while making payments on a debt if a judgment has been obtained against you. However, if you are under a payment plan that includes a waiver of the creditor's right to sue, garnishment should not occur. Always review your payment agreement for specific terms.

Q: Can a debt collector garnish your wages without telling you?

Yes, a debt collector can garnish your wages without prior notice if they have obtained a court judgment against you. However, you should receive a notice of the garnishment after it has been initiated. It's important to respond to any legal documents you receive to protect your rights.

Q: Can my wages be garnished without me knowing?

Yes, your wages can be garnished without your prior knowledge if a creditor has successfully obtained a court judgment against you. You may not be notified until after the garnishment begins. It's crucial to stay informed about any debts and respond to legal notices to avoid unexpected garnishments.

Full question:

Can one receive a garnishment while one is currently making payments on a debt?

Category: Debts and Credit
Subcategory: Garnishment
Date: 04/07/2025
State: Tennessee

Answer:

Yes, it is possible to receive a garnishment while making payments on a debt if a judgment has been obtained against you. However, if you are making payments under a plan that specifies the creditor waives their right to sue by accepting those payments, then garnishment would not be allowed.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

What makes a garnishment invalid?

A garnishment can be deemed invalid if the creditor did not follow proper legal procedures, such as failing to obtain a judgment against you. Additionally, if the debt is disputed or if the garnishment violates state exemptions, it may be considered invalid. Always review the specific laws in your state regarding garnishment procedures.

Can the IRS garnish your wages if you are making payments?

What's the worst a debt collector can do?

The worst a debt collector can do includes harassing you through repeated calls, threatening legal action, or garnishing your wages without proper notice. They must adhere to the Fair Debt Collection Practices Act, which prohibits abusive practices. If you believe a collector is violating the law, you can report them to the Consumer Financial Protection Bureau.