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In Ohio, what is the maximum wage garnishment percentage for a civil suit judgment?

In Ohio, what is the maximum wage garnishment percentage for a civil suit judgment?

Q: What is the maximum garnishment allowed in Ohio?

In Ohio, the maximum wage garnishment allowed for most debts, including civil suit judgments, is 25 percent of your disposable earnings. Disposable earnings are your net income after mandatory deductions, such as taxes and Social Security. This limit is set by Ohio law to protect a portion of your income.

Q: What happens if I can't pay my Chapter 13 payment?

If you can't pay your Chapter 13 payment, you may face consequences such as the dismissal of your bankruptcy case or a motion for relief from stay by creditors. It's crucial to communicate with your bankruptcy attorney immediately to explore options, such as modifying your payment plan or seeking a temporary reduction.

Q: What is the maximum percentage of wages that can be garnished?

The maximum percentage of wages that can be garnished in Ohio is typically 25 percent of your disposable earnings. This percentage applies to wages garnished for civil suit judgments and other debts. Disposable earnings are calculated after mandatory deductions like taxes and Social Security.

Q: Are Chapter 13 payments garnished?

Chapter 13 payments are generally not garnished from your wages. Instead, you make your payments directly to the bankruptcy trustee, who then distributes the funds to your creditors. However, if you fail to make your required payments, creditors may seek to enforce collection actions outside of the bankruptcy process.

Full question:

For Ohio, what is the maximum wage garnishment percentage for a civil suit judgment and is this from net income or gross income? Does chapter 13 bankruptcy protect you from future and current civil suit judgments, even if your wages are garnished from it? Can wages be garnished for a civil suit judgment?

Category: Civil Actions
Subcategory: Default Judgment
Date: 04/07/2025
State: Ohio

Answer:

Wages can be garnished for a civil suit judgment.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Can creditors come after you after Chapter 13?

Yes, creditors can come after you after Chapter 13 if the debt is not included in your repayment plan or if you fail to make your Chapter 13 payments. Once your Chapter 13 plan is confirmed, most creditors are prohibited from pursuing collection efforts on debts included in the plan. However, debts not included may still be pursued.