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Is there a statute of limitations for collecting a tort judgment through wage garnishment?

Is there a statute of limitations for collecting a tort judgment through wage garnishment?

Q: What is the 777 rule for debt collectors?

The 777 rule for debt collectors generally indicates that they should limit their contact to seven times within a seven-day period. If a consumer requests that a collector stop contacting them, the collector must honor that request. This guideline helps protect consumers from harassment, but specific rules may vary by state.

Q: How many years after a judgment can wages be garnished?

In Arkansas, you can garnish wages to collect on a judgment for up to ten years after the judgment is entered. This is in line with the statute of limitations for actions on judgments and decrees (Ark. Code Ann. § 16-56-114). If you haven't collected within this time frame, you may lose the right to enforce the judgment.

Full question:

Is there a statue of limitations on how long someone has to collect on a tort judgment through garnishing the defendants' wages?

Category: Debts and Credit
Subcategory: Garnishment
Date: 04/07/2025
State: Arkansas

Answer:

In Arkansas, the statute of limitations for actions on judgments and decrees is ten years. This means you must begin collecting on a tort judgment, including through wage garnishment, within ten years after the cause of action accrues (Ark. Code Ann. § 16-56-114).

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

What is the 777 rule with debt collectors?

The 777 rule refers to a guideline that debt collectors must follow regarding the collection of debts. It typically means that they cannot contact you more than seven times in a seven-day period, and they must cease contact if you request it. However, this rule can vary by state and is not a formal law. Always check your state's specific regulations regarding debt collection practices.