What is Account Receivable? A Comprehensive Legal Overview

Definition & Meaning

Account receivable refers to the amount of money that a customer owes to a business for goods or services that have been delivered but not yet paid for. This financial concept is crucial in accounting, as it represents a claim for payment that the business expects to receive in the future. Essentially, when a company sells products or services on credit, it records this transaction as an account receivable until the customer settles the debt. It is important to note that income from investments does not fall under this category.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A software company sells a subscription service to a client and issues an invoice for $1,000, which the client agrees to pay within 30 days. Until the payment is made, this amount is recorded as an account receivable.

Example 2: A furniture retailer sells a dining set on credit for $500. The customer receives the dining set and promises to pay within two weeks. This $500 is considered an account receivable until the payment is received. (hypothetical example)

Comparison with related terms

Term Definition Key Differences
Accounts Payable Money a company owes to its suppliers for goods or services received. Accounts receivable is money owed to the business, while accounts payable is money the business owes.
Notes Receivable A written promise for future payment from a debtor. Notes receivable are formal agreements, while accounts receivable can be less formal.

What to do if this term applies to you

If you are a business owner dealing with accounts receivable, ensure you keep accurate records of all invoices and payment terms. If a customer fails to pay, consider sending reminders or utilizing collection services. For those who prefer to handle it themselves, US Legal Forms offers various templates for invoicing and debt collection that can simplify the process. If the situation becomes complex, seeking professional legal advice may be necessary.

Quick facts

Attribute Details
Typical Payment Terms Net 30, Net 60, or Net 90 days
Common Industries Retail, services, manufacturing
Potential Penalties for Non-Payment Late fees, interest charges, legal action

Key takeaways

Frequently asked questions

Accounts receivable is money owed to a business, while accounts payable is money that a business owes to its suppliers.