Worthless Securities: What You Need to Know About Their Legal Status

Definition & Meaning

Worthless securities refer to financial instruments, such as stocks or bonds, that have lost all their market value, effectively becoming worthless. This situation often arises when a company goes bankrupt or fails to meet its financial obligations, leading to a total loss for the investor. When securities are deemed worthless, the owner can report this loss on their tax return, potentially offsetting other capital gains.

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Real-world examples

Here are a couple of examples of abatement:

(Hypothetical example) An investor purchases shares in a company that later declares bankruptcy. After the bankruptcy, the shares are no longer traded, and their market value is zero. The investor can report this loss on their tax return for that year.

(Hypothetical example) A bond issued by a company becomes worthless when the company defaults on its debt obligations, resulting in no recovery for bondholders. The bondholder can claim a capital loss on their taxes.

Comparison with related terms

Term Definition
Worthless Securities Securities that have lost all market value, resulting in a total loss for the investor.
Capital Loss The loss incurred when a capital asset, such as stocks or bonds, is sold for less than its purchase price.
Non-Performing Asset An asset that does not generate income or cash flow, but may still have some market value.

What to do if this term applies to you

If you believe you have worthless securities, take the following steps:

  • Gather documentation showing the securities' current market value.
  • Consult the IRS guidelines on reporting capital losses.
  • Consider using US Legal Forms to find templates that can help you file your taxes accurately.
  • If your situation is complex, it may be beneficial to seek advice from a tax professional.

Quick facts

Attribute Details
Typical Fees Varies based on tax preparation services.
Jurisdiction Federal tax law applies.
Possible Penalties Failure to report losses may lead to tax penalties.

Key takeaways

Frequently asked questions

Yes, you can claim a loss even if you haven't sold the securities, as long as they have no market value.