What is Undisbursed Income? A Comprehensive Legal Overview

Definition & Meaning

Undisbursed income refers to income that has been generated but not yet distributed to the beneficiaries of an estate. This term is often used in the context of estate management, where an executor or trustee retains certain income within the estate rather than paying it out immediately. For example, under a will's provision, any undisbursed income may be directed to be paid to the residuary estate after the death of a life tenant. In this case, it specifically means any income that has not been paid to the life tenant, rather than just income accrued during the period following the life tenant's death.

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Real-world examples

Here are a couple of examples of abatement:

Here are a couple of examples to illustrate the concept of undisbursed income:

  • Example one: A trust generates rental income from a property. If the trustee decides not to distribute this income to the beneficiaries during the life of the trust, it is considered undisbursed income until it is allocated according to the trust's terms.
  • Example two: A will states that any undisbursed income after the death of a life tenant should be transferred to the residuary estate. This means that any income generated during the life tenant's period, which was not paid out, will be included in the estate's final distribution (hypothetical example).

State-by-state differences

Examples of state differences (not exhaustive):

State Key Differences
California Specific guidelines on how undisbursed income should be reported in probate filings.
New York State laws may dictate different treatment of income generated by certain types of assets.
Texas Trustees have specific fiduciary duties regarding the management of undisbursed income.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Disbursed Income Income that has been paid out to beneficiaries. Disbursed income is the opposite of undisbursed income; it refers to funds already distributed.
Accrued Income Income that has been earned but not yet received. Accrued income may include undisbursed income, but it emphasizes the earning aspect rather than distribution.

What to do if this term applies to you

If you are an executor or trustee dealing with undisbursed income, consider the following steps:

  • Review the estate documents to understand the specific provisions regarding income distribution.
  • Keep detailed records of all income generated and any decisions made regarding its distribution.
  • Consult with a legal professional if you have questions about your responsibilities or the implications of undisbursed income.
  • Explore US Legal Forms for templates that can help you manage estate-related documents effectively.

Quick facts

  • Typical Fees: Varies by estate size and complexity.
  • Jurisdiction: Governed by state probate laws.
  • Possible Penalties: Mismanagement of undisbursed income can lead to legal disputes or personal liability for executors.

Key takeaways

Frequently asked questions

Undisbursed income is income generated by an estate that has not yet been distributed to beneficiaries.