Tax Credit Explained: Legal Definitions and Key Insights

Definition & Meaning

A tax credit is a direct reduction in the amount of taxes a taxpayer owes to the government. Unlike deductions, which lower taxable income, tax credits decrease the actual tax bill. Tax credits can be categorized into two types: refundable and non-refundable. Refundable tax credits can reduce the tax owed to below zero, resulting in a payment to the taxpayer. In contrast, non-refundable tax credits can only reduce the tax owed to zero, without providing any excess refund.

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Real-world examples

Here are a couple of examples of abatement:

One example of a tax credit is the Work Opportunity Tax Credit (WOTC). This federal credit encourages employers to hire individuals from specific target groups, such as veterans or individuals who have faced significant barriers to employment. For instance, an employer might receive a credit of up to $2,400 for hiring a qualified veteran.

What to do if this term applies to you

If you believe you may qualify for a tax credit, start by gathering necessary documentation, such as income statements and proof of eligibility. Consider using legal form templates from US Legal Forms to assist with the application process. If your situation is complex, it may be beneficial to consult with a tax professional for personalized guidance.

Key takeaways

Frequently asked questions

A tax credit reduces the amount of tax owed, while a tax deduction lowers the amount of income that is taxed.