Discover the Legal Definition of Tax Anticipation Note [TAN]

Definition & Meaning

A tax anticipation note (TAN) is a short-term financial instrument issued by state and local governments. It is designed to provide immediate funding for current operations while waiting for expected tax revenues to be collected. These notes are sold at a discount and typically have maturities of one year or less. They may mature on a specific date or when the anticipated taxes are actually collected. Tax anticipation notes have priority over other claims on the tax receipts once they are received, making them a low-risk investment option, particularly appealing to larger investors.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A city issues a tax anticipation note for $1 million to cover operational expenses until property taxes are collected in the fall. The note matures in six months when the tax revenue is received.

Example 2: A state government issues a TAN to finance public services during the fiscal year, expecting to collect sales tax revenue in the coming months. The note is issued at a discount and matures once the sales tax is collected. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Notes on TANs
California Allows TANs with specific regulations on issuance and maturity.
New York Strict guidelines on the use of TANs for municipal financing.
Texas Permits TANs but requires public notice and approval for issuance.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

What to do if this term applies to you

If you are involved in municipal finance or are a government official considering issuing a tax anticipation note, it is essential to understand the legal requirements and processes involved. You can explore US Legal Forms for templates that can help you draft the necessary documents. If the situation is complex or you have specific legal questions, consulting a legal professional is advisable.

Key takeaways

Frequently asked questions

Tax anticipation notes are used by governments to finance current operations while waiting for tax revenue to be collected.