Sustainable Growth: A Comprehensive Legal Overview

Definition & Meaning

Sustainable growth refers to the rate at which a business can expand its operations without encountering financial difficulties. This growth must be achievable without increasing debt levels or issuing new equity. The sustainable growth rate (SGR) is the maximum growth rate a company can sustain based on its profitability and retained earnings. Essentially, it answers the question: how much can a company grow before needing to borrow funds?

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A tech startup has an ROE of 15% and a dividend-payout ratio of 20%. Its sustainable growth rate would be calculated as follows:

SGR = ROE — (1 - Dividend-Payout Ratio) = 15% — (1 - 0.20) = 12%. This means the startup can sustainably grow its sales by 12% annually without needing additional financing.

Example 2: A mature manufacturing company with stable earnings may find its actual growth rate at 5%, which is below its sustainable growth rate of 8%. This indicates that it has excess cash flow that can be reinvested or returned to shareholders. (hypothetical example)

Comparison with related terms

Term Description Difference
Actual Growth Rate The rate at which a company is currently growing. Actual growth can exceed sustainable growth but may lead to financial strain.
Financial Leverage The use of borrowed funds to increase the potential return on investment. Leverage can enhance growth but increases financial risk.

What to do if this term applies to you

If you are a business owner or executive, assess your company's growth strategies against its sustainable growth rate. Consider using financial templates from US Legal Forms to create business plans and financial forecasts that align with your growth objectives. If your growth plans are complex, it may be wise to consult a financial advisor or legal professional.

Quick facts

  • Typical SGR calculation involves ROE and dividend-payout ratio.
  • Exceeding SGR can lead to financial strain.
  • Maintaining a balanced capital structure is crucial for sustainable growth.

Key takeaways

Frequently asked questions

The sustainable growth rate is the maximum rate at which a company can grow without needing to raise additional capital.