Understanding the Social Security Domestic Employment Reform Act: Key Insights

Definition & Meaning

The Social Security Domestic Employment Reform Act, enacted in 1994, is a federal law aimed at simplifying the tax obligations for households that employ domestic workers such as housekeepers and childcare providers. This law reduces the paperwork required for employers and increases the income threshold for tax liability. Specifically, if a household worker earns more than $1,000 in a year, the employer must pay Social Security taxes and file Schedule H with their income tax return. Notably, workers under 18 years of age are exempt from these requirements unless domestic service is their primary occupation.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A family hires a nanny who earns $1,200 in a year. The family must pay Social Security taxes and file Schedule H with their tax return.

Example 2: A household employs a housekeeper who is 17 years old and earns $900 annually. Since the worker is under 18 and does not work full-time in domestic service, the family is not required to pay Social Security taxes or file Schedule H.

What to do if this term applies to you

If you employ domestic workers and their earnings exceed $1,000 annually, ensure you understand your tax obligations. You can use US Legal Forms to access templates for filing Schedule H and managing your tax responsibilities effectively. If you're unsure about your obligations, consider seeking advice from a tax professional.

Quick facts

Attribute Details
Income Threshold $1,000 annually
Filing Requirement Schedule H with income tax return
Exemption Age Under 18 (unless full-time domestic service)

Key takeaways

Frequently asked questions

The income threshold is $1,000 annually.