Understanding the Small Business Job Protection Act and Its Benefits

Definition & Meaning

The Small Business Job Protection Act (SBJPA) is a federal law enacted in 1996 that aims to support small businesses by modifying various regulations affecting their operations. It addresses critical areas such as retirement plans, employee compensation, and S Corporation structures. The act is designed to reduce burdensome regulations, making it easier for small businesses to thrive and provide adequate benefits to their employees.

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Real-world examples

Here are a couple of examples of abatement:

For instance, a small business structured as an S Corporation can now attract more investors due to the increased shareholder limit, allowing them to raise additional capital. Additionally, a small business owner may implement an A SIMPLE retirement plan to help employees save for retirement while ensuring compliance with the law.

Comparison with related terms

Term Description Key Differences
S Corporation A type of corporation that meets specific Internal Revenue Code requirements. SBJPA modifies rules for S Corporations, such as shareholder limits.
Retirement Plan A financial arrangement designed to replace employment income upon retirement. SBJPA introduces specific retirement plan options like A SIMPLE.

What to do if this term applies to you

If you own a small business, consider consulting a tax adviser or accountant to understand how the SBJPA can benefit your operations. You may also explore US Legal Forms for templates that can help you implement compliant retirement plans and corporate structures.

Quick facts

  • Year enacted: 1996
  • Increased S Corporation shareholders: 75
  • A SIMPLE retirement plan contribution limits: Up to $10,000 annually (as of 2005)
  • Excise tax suspension years:

Key takeaways

Frequently asked questions

It is a law that supports small businesses by modifying regulations related to retirement plans and S Corporations.