Understanding the Ordinary Course of Business in Legal Context

Definition & Meaning

The term "ordinary course of business" refers to the standard practices and transactions that are typical for a business in its daily operations. This concept is often used in legal contexts to evaluate whether certain transactions are legitimate, particularly in bankruptcy cases. It helps to protect routine business dealings and encourages creditors to continue providing credit to businesses facing financial difficulties, potentially helping them avoid bankruptcy.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: A supplier regularly delivers goods to a retailer and receives payments within the usual time frame. If the retailer files for bankruptcy, the supplier can argue that these payments were made in the ordinary course of business, protecting them from recovery actions.

Example 2: A service provider that has consistently billed a client for services rendered can defend its payments as being in the ordinary course of business if the client files for bankruptcy. (hypothetical example)

Comparison with related terms

Term Definition
Ordinary Course of Business Standard transactions typical for a business, used to evaluate legitimacy in bankruptcy.
Preference Payment A payment made to a creditor shortly before bankruptcy that may be reclaimed by the trustee.
Fraudulent Transfer A transfer made to avoid creditor claims, which can be reversed in bankruptcy.

What to do if this term applies to you

If you believe you are involved in a situation where the ordinary course of business applies, consider documenting your transactions and practices. You may want to consult legal professionals for guidance. Additionally, US Legal Forms offers templates that can assist you in managing related legal documents effectively.

Quick facts

  • Typical timeframe for evaluating payments: 90 days before bankruptcy.
  • Common legal context: Bankruptcy proceedings.
  • Goal: Protect customary business transactions and encourage ongoing credit relationships.

Key takeaways

Frequently asked questions

It refers to the usual transactions and practices typical for a business in its daily operations.