What is Nonassessable Stock and Its Legal Implications?

Definition & Meaning

Nonassessable stock refers to a type of stock where the shareholder's liability is limited to the amount they have already paid for their shares. This means that shareholders cannot be required to pay additional funds to cover the company's debts. Typically, stock certificates for nonassessable stock will state "fully paid and non-assessable." In the United States, most stocks issued are classified as nonassessable, providing a layer of financial protection for investors.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A company issues 1,000 shares of nonassessable stock at $10 each. Shareholders cannot be asked to pay more than the $10 they already invested, even if the company faces financial difficulties.

Example 2: A shareholder owns nonassessable stock in a corporation. If the corporation incurs debts, the shareholder's financial responsibility remains limited to their initial investment, protecting their personal assets. (hypothetical example)

Comparison with related terms

Term Definition Key Differences
Assessable Stock A type of stock where shareholders can be required to pay additional amounts. Shareholders may face additional financial liabilities.
Common Stock A class of stock that typically carries voting rights and may pay dividends. Common stock may or may not be assessable, depending on the company's structure.

What to do if this term applies to you

If you hold nonassessable stock, ensure that your stock certificate clearly states this classification. If you have questions about your rights or responsibilities, consider consulting a legal professional. Additionally, you can explore US Legal Forms for templates related to stock ownership and corporate matters.

Quick facts

  • Typical liability: Limited to the amount paid for shares.
  • Commonly issued in: The United States.
  • Stock certificates must state: "Fully paid and non-assessable."

Key takeaways

Frequently asked questions

It means that shareholders cannot be required to pay more than their initial investment for their shares.