Nanny Tax: What Every Employer Needs to Know

Definition & Meaning

The nanny tax refers to federal taxes imposed on individuals who employ domestic workers, such as nannies or housekeepers, and pay them more than $1,000 in total wages during a tax year. The Internal Revenue Service (IRS) classifies these domestic workers as employees, which means that the employer is responsible for withholding and paying specific taxes, including Social Security, Medicare, and federal unemployment taxes, on the wages paid to these employees.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: A family hires a nanny and pays her $1,200 for the year. Since the total wages exceed $1,000, the family must file the necessary tax forms and pay the applicable nanny tax.

Example 2: A household employs a housekeeper for several hours a week, resulting in total wages of $1,500 for the year. The employer is responsible for withholding and paying the nanny tax on these wages. (hypothetical example)

State-by-state differences

State Key Differences
California Requires additional state payroll taxes.
New York May have specific local regulations regarding domestic workers.
Texas No state income tax, but federal requirements still apply.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

What to do if this term applies to you

If you hire a domestic worker and pay them more than $1,000 in a year, you need to:

  • Determine the total wages paid and confirm the employee classification.
  • Withhold and pay the required Social Security, Medicare, and unemployment taxes.
  • File the appropriate tax forms with the IRS and any relevant state authorities.

Consider using US Legal Forms for templates that can simplify this process. If you find the tax obligations complex, consulting a legal professional may be necessary.

Key takeaways